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Reference.com’s reviews team is committed to providing our readers with independent, straightforward, and transparent ratings and recommendations on a variety of products and services. A home warranty is different from home insurance, but it is recommended you have both. With a home warranty, you can be sure that your appliances and other things in your home are covered in case they break down. Check out this guide to vetting your home construction company. If appliances or systems in your home break down, a home warranty might cover the cost of repairing or replacing these items.

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If appliances or systems in your home break down, a home warranty might cover the cost of repairing or replacing these items.

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